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General Factoing is part of Mikro Kapital Group, an international holding with headquarters in Luxembourg, which unites companies offering a wide range of financial and related services in more than 20 countries. Group invests mainly in microfinance and impact finance focusing on the countries along the silk road. Microfinance is the youngest and the most appealing segment of the new finance, growing worldwide at an average rate of 15-20% yearly. In the world of Microfinance, micro-credit, or credit to micro and small entrepreneurs, represents the real tool for helping people, thanks to responsible financial services, in order for them to realize their dreams and improve their own welfare.